Project Snapshot

Shaping Requirements

for the Digital Euro

Shaping the product definition of the future Digital Euro application through a human-centred perspective.

Context

The European Central Bank launched the Digital Euro programme to establish a secure digital payment ecosystem across Europe. As part of the preparation phase, the ECB initiated the definition of the future Digital Euro application and prepared a public tender to select an implementation partner. This required a comprehensive Product Requirements Document (PRD) defining user, business and technical requirements to support vendor evaluation, implementation planning and future product development.

Project Partner

European Central Bank

Duration / Year

2 months / 2024

Key Topics

Requirment Engineering

Role

Consultant

My Role

My role was to represent the user perspective throughout the product definition phase, translating conceptual payment journeys into structured, implementation-ready requirements while ensuring usability and user needs remained central to the future Digital Euro application.

Bring the User Perspective

Ensure user needs remained central throughout product definition.

Structure Requirements

Translate conceptual payment journeys into structured product requirements.

Connect Business & Technology

Bridge user needs with technical implementation through user, technical and non-technical requirements.

Impact

Established the Product Requirements foundation that enabled the Digital Euro application to progress from early concepts to procurement.

  1. Identify Requirement GapsMapped user, technical and non-technical requirements in a traceability matrix to validate completeness and identify requirement gaps.
  1. Integrate Regulatory VariationsIdentified regulatory differences across Europe and translated them into product requirements.

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Project Snapshot

Shaping Requirements

for the Digital Euro

Shaping the product definition of the future Digital Euro application through a human-centred perspective.

Context

The European Central Bank launched the Digital Euro programme to establish a secure digital payment ecosystem across Europe. As part of the preparation phase, the ECB initiated the definition of the future Digital Euro application and prepared a public tender to select an implementation partner. This required a comprehensive Product Requirements Document (PRD) defining user, business and technical requirements to support vendor evaluation, implementation planning and future product development.

Project Partner

European Central Bank

Duration / Year

2 months / 2024

Key Topics

Requirment Engineering

Role

Consultant

My Role

My role was to represent the user perspective throughout the product definition phase, translating conceptual payment journeys into structured, implementation-ready requirements while ensuring usability and user needs remained central to the future Digital Euro application.

Bring the User Perspective

Ensure user needs remained central throughout product definition.

Structure Requirements

Translate conceptual payment journeys into structured product requirements.

Connect Business & Technology

Bridge user needs with technical implementation through user, technical and non-technical requirements.

Impact

Established the Product Requirements foundation that enabled the Digital Euro application to progress from early concepts to procurement.

  1. Identify Requirement GapsMapped user, technical and non-technical requirements in a traceability matrix to validate completeness and identify requirement gaps.
  1. Integrate Regulatory VariationsIdentified regulatory differences across Europe and translated them into product requirements.

Félix Deraed

Strategic Designer

Berlin, Germany

Copyright 2026 @ Felix Deraed

Project Snapshot

Shaping Requirements

for the Digital Euro

Shaping the product definition of the future Digital Euro application through a human-centred perspective.

Context

The European Central Bank launched the Digital Euro programme to establish a secure digital payment ecosystem across Europe. As part of the preparation phase, the ECB initiated the definition of the future Digital Euro application and prepared a public tender to select an implementation partner. This required a comprehensive Product Requirements Document (PRD) defining user, business and technical requirements to support vendor evaluation, implementation planning and future product development.

Project Partner

European Central Bank

Duration / Year

2 months / 2024

Key Topics

Requirment Engineering

Role

Consultant

My Role

My role was to represent the user perspective throughout the product definition phase, translating conceptual payment journeys into a structured Product Requirements Document (PRD). Working closely with ECB stakeholders through weekly progress reviews and in daily collaboration with a Capgemini consultant, I continuously refined, validated and expanded the requirements to ensure a complete, implementation-ready specification.

Impact

Established the Product Requirements foundation that enabled the Digital Euro application to progress from early concepts to procurement.

  1. Identify Requirement GapsMapped user, technical and non-technical requirements in a traceability matrix to validate completeness and identify requirement gaps.
  1. Integrate Regulatory VariationsIdentified regulatory differences across Europe and translated them into product requirements.

Félix Deraed

Strategic Designer

Berlin, Germany

Currently

Strategic & Experience Designer

at Volkswagen Group Services GmbH

Copyright 2026 @ Felix Deraed